Floodplain Management Ordinance Requirements


Floodplain Management Ordinance

Our nation’s floodplains are regulated by federal, state, and local regulations.  The Commonwealth of Kentucky regulates construction and development in floodplains so that buildings will be protected from flood damage.  The regulations require a floodplain permit before you start any repair, renovation, development, improvement, or construction.  Development means any changes to the property, including filling, regarding, and excavating. 

All communities participating in the NFIP have a local Flood Damage Prevention Ordinance

Local Ordinance includes:

  • Authorization & Purpose
  • Definitions
  • Provisions (where it applies)
  • Administrator duties
  • Development Requirements


Code of Federal Regulations Overview

The Code of Federal Regulations (CFR) annual edition is the codification of the general and permanent rules published in the Federal Register by the departments and agencies of the Federal Government.  It is divided into 50 titles that represent broad areas subject to Federal regulation. The 50 subject matter titles contain one or more individual volumes, which are updated once each calendar year, on a staggered basis.

Follow the links to specific sections of the CFR for floodplain regulations in Part 59 and Part 60.


Link to the 44 CFR 59.1 – Definitions.


Link to sections of the Title 44: Emergency Management and Assistance, CFR

eCFR : 44 CFR Part 60 — Criteria for Land Management and Use


Elevation Certificate

A community’s permit file must have an official record that shows new buildings and substantial improvements in all identified Special Flood Hazard Areas (SFHAs) are properly elevated.  The NFIP Elevation Certificate  is an administrative tool of the NFIP which is to be used to provide elevation information necessary to ensure compliance with community floodplain management ordinances, to determine the proper insurance premium rate, or support a request for a Letter of Map Amendment (LOMA) or a Letter of Map Amendment based on fill (LOMR-F).  This elevation information is needed to show compliance with the floodplain management ordinance. 


Kentucky Model Ordinance

Two examples for your community’s ordinance, the minimum NFIP requirement and higher regulatory requirements.  


Link to KDOW’s Fact Sheet Floodplain Management 


Add a Repetitive Loss Provision to Local Floodplain Management Regulations

Build Resilience: Add a Repetitive Loss Provision to Local Floodplain Management Regulations Fact Sheet.


Variances and the NFIP – FEMA P-993 

The NFIP variances procedures are designed to help local governments protect their citizens and property from flood damages.  Allowing variances to the local floodplain management standards may significantly increase the property’s flood insurance rate and decreased the community’s resilience.  Therefore, by implementing the NFIP variance procedures, a community will ensure that alternative actions are taken that protect and encourage safe development in the floodplain. 

This Variances and the National Flood Insurance Program publication outlines the floodplain management variance criteria as set forth in Title 44 Code of Federal Regulations Part 60, Criteria for Land Management and Use, Subpart A – Requirements for Floodplain Management Regulations, Section 60.6 (44 CFR §60.6).




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