Flood Resources Library

General Protective Measures Mitigation

General Protective Measures Mitigation reduces or eliminates future losses, but you should also consider other measures to protect your family, your valuables, and your peace of mind.

  • Have a go-kit and make an emergency plan. Instructions and templates are available from Ready.gov. Familiarize yourself with local emergency and evacuation plans.
  • Consider purchasing a generator for your home that automatically turns on when the power goes out. If you install one, elevate it above the BFE.
  • Store important documents and sentimental items like photographs above the BFE (preferably on an upper floor). Make copies of your photos and store them in more than one location.


Mitigation Requirements for Homeowners

If your local community official determines your home to be substantially or repetitively damaged by flood, you may be required to bring the structure into compliance with the community’s local floodplain management ordinance.  If that is the case, you may be able to utilize up to $30,000 if you have a flood insurance policy issued through the (NFIP which offers a coverage called Increased Cost of Compliance (ICC).  ICC provides financial assistance to eligible policyholders to offset the costs to mitigate structures relatively faster than without having flood insurance.

For more information, talk to your insurance agent.


Mitigation for Property Protection Publications

Mitigation guidance for communities, businesses, and homeowners.  Follow the links 


Homeowner’s Guide to Retrofitting

FEMA has prepared this guide specifically for homeowners who want to know how to protect their homes from flooding. As a homeowner, you need clear information about the options available to you and straightforward guidance that will help you make decisions. This guide gives you both, in a form designed for readers who have little or no experience with flood protection methods or building construction techniques.

Link to FEMA P-312, Homeowner’s Guide to Retrofitting 3rd Edition (2014).



Corps’ Local Flood Proofing Programs

A good overall guide on state and local funding programs, such as rebates and tax exemptions, can be found in the Corps’ Local Flood Proofing Programs. 

Link here to local_flood_proofing_programs_2005 



Overview of FEMA P-85 | Protecting Manufactured Homes from Floods and Other Hazards

May 31, 2019

Protecting your property from high winds can involve a variety of actions, from inspecting and maintaining your building to installing protective devices.  Most of these actions, especially those that affect the exterior shell of your building, should be carried out by qualified maintenance staff or professional contractors licensed to work in Kentucky, county, or city.  For buildings with Exterior Insulation Finishing System (EIFS) walls, a type of wall often used for commercial buildings, one example of wind protection is inspecting and maintaining the walls.

Link to:  2-page overview on Protecting Manufactured Homes from Floods and Other Hazards.


Reducing Flood Risk to Residential Buildings That Cannot Be Elevated – FEMA P-1037

September 2015

This publication presents a range of flood protection measures available as alternatives to traditional structural elevation for homeowners whose residences meet both of the following conditions:

  1. The residences are existing buildings. This publication is not intended to address construction of new buildings in floodprone areas as these structures should be sufficiently elevated and built in conformance with NFIP and local floodplain management regulations.
  2. The residences are not Substantially Damaged or Substantially Improved, meaning that the buildings have not sustained damage or undergone improvement (i.e., reconstruction, rehabilitation, addition) where the cost of the damage or improvement exceeds 50 percent of the market value of the building before the damage occurred or improvement began. As with new construction, Substantially Damaged or Substantially Improved structures must be re-built in conformance with NFIP and local floodplain management regulations.

Link to the publication Reducing Flood Risk to Residential Buildings That Cannot Be Elevated.


Taking the Mystery Out of Flood Openings

There is a great article in the American Surveyor titled “Taking the Mystery Out of Flood Openings” by ASFPM’s Region 4 Regional Director, Terri L. Turner, AICP, CFM.  Surveyors and local floodplain officials will appreciate this useful resource that illustrates some important considerations when evaluating flood openings.  

Click TheAmericanSurveyor_Turner-FloodOpenings_Vol10No6 for the article.



Resources KAMM’s website




KAMM mailing address: KAMM, PO Box 1016, Frankfort, KY 40602-1016.

Have questions, contact us at kentuckymitigation@gmail.com.  

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