Flood Recovery Guidance, Publications, and Links

Flood Recovery Guidance, Publications, and Links


When Do I Need A Stream Construction Permit from the state?

The DOW administers KRS 151, which outlines the requirements for obtaining a Stream Construction Permit for floodplain development.  Stream Construction Permits are issued by the Cabinet pursuant to 401 KAR 4:060.  Kentucky requires a Stream Construction Permit for any development in areas along or across a stream, up to the one square mile drainage area, and is not limited to the Special Flood Hazard Areas (SFHAs) as shown on Flood Insurance Rate Maps (FIRMs).

The state also requires that substantial improvements to a structure be based on a 1-year period in which the cumulative cost of construction equals or exceeds 50% of the structures fair market value.  Substantially improved structures will be required to bring the entire structure up to current minimum NFIP standards.

Link here for a NFIP Fact Sheet.


Need help explaining to city officials the value of freeboard?

February 2018 

The ASFPM developed a tri-fold called, “The Costs & Benefits for Building Higher.”  The terminology is relatively simple so that city officials not well versed in floodplain management can understand how communities are safer when building higher, and how their citizens can save money and increase the value of their homes.

Storm Debris Fact Sheet from Division of Waste Management


Flood Recovery Publications


Protecting Building Utility Systems from Flood Damage, 2nd Edition – FEMA P-348

February 2017

The FEMA Building Science Branch is pleased to announce the release of the second edition of Protecting Building Utilities from Flood Damage, FEMA P-348. The overall objective of this updated publication is to assist in the repair, reconstruction and new construction of buildings with building utility systems and equipment that are designed and built for maximum flood resiliency.

The updated publication illustrates design and construction of utility systems that comply with the NFIP requirements for new or Substantially Improved residential and non-residential structures in flood-prone areas. It is also useful when evaluating structures for utility system upgrades or replacement, guiding users to meet floodplain management regulations and building code requirements. Even if NFIP compliance is not required, many building owners may find that applying the mitigation measures described in this publication will not only reduce future flood damage, but also facilitate faster recovery after flooding.

Key document features include:

  • Updated materials to reflect the latest versions of the International Code Council® codes and building standards;
  • Improved photographs, schematics and graphics;
  • Expanded sections to address specific mitigation measures both residential and non-residential building utility systems and equipment; and
  • Tools to assist the building owner in determining the best mitigation option for a particular building type and condition.

To download a copy of FEMA P-348 go to https://www.fema.gov/media-library/assets/documents/3729.


Reducing Flood Risk to Residential Buildings That Cannot Be Elevated

September 2015

This publication presents a range of flood protection measures available as alternatives to traditional structural elevation for homeowners whose residences meet both of the following conditions:

  1. The residences are existing buildings. This publication is not intended to address construction of new buildings in floodprone areas as these structures should be sufficiently elevated and built in conformance with NFIP and local floodplain management regulations.
  2. The residences are not Substantially Damaged or Substantially Improved, meaning that the buildings have not sustained damage or undergone improvement (i.e., reconstruction, rehabilitation, addition) where the cost of the damage or improvement exceeds 50 percent of the market value of the building before the damage occurred or improvement began. As with new construction, Substantially Damaged or Substantially Improved structures must be re-built in conformance with NFIP and local floodplain management regulations.

Link to the publication Reducing Flood Risk to Residential Buildings That Cannot Be Elevated.


Engineering Principles and Practices for Retrofitting Flood-Prone Residential Structures

The third edition of Engineering Principles and Practices for Retrofitting Flood-Prone Residential Structures (FEMA P 259) is now available from the FEMA Publications Warehouse.  To read more about the document and for other information, see the article here: [Full Article].


Taking the Mystery Out of Flood Openings

There is a great article in the American Surveyor titled “Taking the Mystery Out of Flood Openings” by ASFPM’s Region 4 Regional Director, Terri L. Turner, AICP, CFM.  Surveyors and local floodplain officials will appreciate this useful resource that illustrates some important considerations when evaluating flood openings.  Click TheAmericanSurveyor_Turner-FloodOpenings_Vol10No6 for the article.


Property Owners Resources

After a Flood:  Replacing Your Important Papers  

Not only can homes be damaged by the severe storms, flooding, landslides or mudslides, but many survivors also may lose valuable personal documents.  The documents include everything from Social Security cards to driver licenses to credit cards.  Link to Replacing Your Important Papers for ways to retrieve lost documents.

Fact Sheet Available on Salvaging Family Valuables and Heirlooms Damaged by Disasters

April 2017. When homes are flooded and lives are upended, treasured keepsakes such as photos, artwork, quilts and family heirlooms become more cherished. Although they may have been damaged in the flood, these treasures may be salvageable. Over the years, preservation experts have been resources at Disaster Recovery Centers offering practical tips and steps on how to handle, dry and clean damaged objects, and share tips on personal safety, setting priorities and other preservation options.

FEMA and the Smithsonian Institution co-sponsor the Heritage Emergency National Task Force, a partnership of 42 national service organizations and federal agencies created to protect cultural heritage from the damaging effects of natural disasters and other emergencies. In addition to a new fact sheet, the Task Force’s efforts on salvaging water-damaged, important personal belongings is also featured in a post titled “Safeguarding Memories” on the FEMA blog.

Mold After Flooding

Molds are part of the natural environment and can be found everywhere, indoors and outdoors.  Mold is not usually a problem, unless it begins growing indoors.  This EPA webpage provides guidance about mold and moisture for homes, schools, multifamily, and commercial buildings.  They even have an indoor air quality page specifically dedicated to mold as part of flood cleanup at https://www.epa.gov/indoor-air-quality-iaq/flood-cleanup-protect-indoor-air-quality#webinars

To help communicate some of the risk of mold, the EPA has also developed an Interactive Mold House Tour page.  This tour allows users to get quick glimpse of some of the most important ways to protect structures from mold by touring the Mold House.  Room-by-room, you will learn about common mold issues and how to address them.  Visit the Mold house at https://www.epa.gov/mold/interactive-mold-house-tour.

Link to the three guides described below.

  • Homeowners & Renters Guide to Mold Cleanup After Disasters” is a short, 4 page, publication that can efficiently communicate information regarding mold safety, what protective gear to use during cleanup, and debris removal guidelines to citizens following a disaster.  
  • Mold, Moisture, and Your Home”, is specifically geared toward homeowners and renters.  This guide provides more in depth information such as why mold grows, cleanup, personal safety, and control tips. 
  • Mold Remediation in Commercial Structures” publication.  This guide is geared toward commercial and non-residential structures and include information such as key steps to be taken, planning remediation, cleanup methods, and a checklist for mold remediation.  These guides are all from the EPA but partner with agencies such a FEMA, the CDC, Health & Human Services, and Housing and Urban Development.

You can also find more Kentucky specific information on mold and mold remediation processes on the Division for Air Quality page.  Visit http://air.ky.gov/Pages/Mold.aspx to learn more. 


Low Water Crossing Safety Video. http://www.weather.gov/os/water/XWATER/PAM/VIDEOS/VIDEOS.SHTML


Red Cross:


Also go to the Flood Insurance tab for information about flood insurance and floodplain management regulations.






KAMM mailing address: KAMM, PO Box 1016, Frankfort, KY 40602-1016.

Have questions, contact us at kentuckymitigation@gmail.com.  Don’t forget to join the KAMM group on LinkedIn.