Flood Resources Library

General Protective Measures Mitigation

General Protective Measures Mitigation reduces or eliminates future losses, but you should also consider other measures to protect your family, your valuables, and your peace of mind.

  • Have a go-kit and make an emergency plan. Instructions and templates are available from Ready.gov. Familiarize yourself with local emergency and evacuation plans.
  • Consider purchasing a generator for your home that automatically turns on when the power goes out. If you install one, elevate it above the BFE.
  • Store important documents and sentimental items like photographs above the BFE (preferably on an upper floor). Make copies of your photos and store them in more than one location.


Mitigation Requirements for Homeowners

If your local community official determines your home to be substantially or repetitively damaged by flood, you may be required to bring the structure into compliance with the community’s local floodplain management ordinance.  If that is the case, you may be able to utilize up to $30,000 if you have a flood insurance policy issued through the (NFIP which offers a coverage called Increased Cost of Compliance (ICC).  ICC provides financial assistance to eligible policyholders to offset the costs to mitigate structures relatively faster than without having flood insurance.

For more information, talk to your insurance agent.


Mitigation for Property Protection Publications

Mitigation guidance for communities, businesses, and homeowners.  Follow the links 


Corps’ Local Flood Proofing Programs

A good overall guide on state and local funding programs, such as rebates and tax exemptions, can be found in the Corps’ Local Flood Proofing Programs.  Link here to local_flood_proofing_programs_2005 



Overview of FEMA P-85 | Protecting Manufactured Homes from Floods and Other Hazards

May 31, 2019

Protecting your property from high winds can involve a variety of actions, from inspecting and maintaining your building to installing protective devices.  Most of these actions, especially those that affect the exterior shell of your building, should be carried out by qualified maintenance staff or professional contractors licensed to work in Kentucky, county, or city.  For buildings with Exterior Insulation Finishing System (EIFS) walls, a type of wall often used for commercial buildings, one example of wind protection is inspecting and maintaining the walls.

Link to:  2-page overview on Protecting Manufactured Homes from Floods and Other Hazards.


Reducing Flood Risk to Residential Buildings That Cannot Be Elevated – FEMA P-1037

September 2015

This publication presents a range of flood protection measures available as alternatives to traditional structural elevation for homeowners whose residences meet both of the following conditions:

  1. The residences are existing buildings. This publication is not intended to address construction of new buildings in floodprone areas as these structures should be sufficiently elevated and built in conformance with NFIP and local floodplain management regulations.
  2. The residences are not Substantially Damaged or Substantially Improved, meaning that the buildings have not sustained damage or undergone improvement (i.e., reconstruction, rehabilitation, addition) where the cost of the damage or improvement exceeds 50 percent of the market value of the building before the damage occurred or improvement began. As with new construction, Substantially Damaged or Substantially Improved structures must be re-built in conformance with NFIP and local floodplain management regulations.

Link to the publication Reducing Flood Risk to Residential Buildings That Cannot Be Elevated.


Protecting Building Utility Systems from Flood Damage

February 2017

The FEMA Building Science Branch is pleased to announce the release of the second edition of Protecting Building Utilities from Flood Damage, FEMA P-348. The overall objective of this updated publication is to assist in the repair, reconstruction and new construction of buildings with building utility systems and equipment that are designed and built for maximum flood resiliency.

The updated publication illustrates design and construction of utility systems that comply with the National Flood Insurance Program (NFIP) requirements for new or Substantially Improved residential and non-residential structures in flood-prone areas. It is also useful when evaluating structures for utility system upgrades or replacement, guiding users to meet floodplain management regulations and building code requirements. Even if NFIP compliance is not required, many building owners may find that applying the mitigation measures described in this publication will not only reduce future flood damage, but also facilitate faster recovery after flooding.

Key document features include:

  • Updated materials to reflect the latest versions of the International Code Council® codes and building standards;
  • Improved photographs, schematics and graphics;
  • Expanded sections to address specific mitigation measures both residential and non-residential building utility systems and equipment; and
  • Tools to assist the building owner in determining the best mitigation option for a particular building type and condition.

To download a copy of FEMA P-348 go to https://www.fema.gov/media-library/assets/documents/3729.


Taking the Mystery Out of Flood Openings

There is a great article in the American Surveyor titled “Taking the Mystery Out of Flood Openings” by ASFPM’s Region 4 Regional Director, Terri L. Turner, AICP, CFM.  Surveyors and local floodplain officials will appreciate this useful resource that illustrates some important considerations when evaluating flood openings.  

Click TheAmericanSurveyor_Turner-FloodOpenings_Vol10No6 for the article.


Emergency Power Systems for Critical Facilities: A Best Practices Approach to Improving Reliability (FEMA P-1019) 

March 2015

There is a significant likelihood that utility power will not be available for an extended period of time during severe natural hazard events. Thus, it is necessary for critical facilities to have reliable sources of sustained electrical power to achieve continued operation. This new publication provides guidance on the design and operation of emergency power systems in critical facilities so that they will be able to remain operational for extended periods, as needed.

This document examines the vulnerability of electrical power systems to natural hazards, describes what equipment in critical facilities should be supplied by emergency power sources, how long the emergency power may be needed, the specific equipment needs of different types of critical facilities, and how emergency power can be supplied. It provides guidance on how to assess the risks and vulnerabilities to the electrical power system, identifying performance goals for an emergency power system, and the importance of having realistic emergency management policies that address emergency power.  FEMA P-1019 is available in print and can also be downloaded for free at: https://www.fema.gov/media-library/assets/documents/101996.


Planning and Building Livable, Safe & Sustainable Communities – Patchwork_Quilt_Approach 2012 

A white paper from the Natural Hazard Mitigation Association (NHMA).  Link here to the Planning and Building Livable, Safe & Sustainable Communities- Patchwork_Quilt_Approach 2012.




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