Ky Association of Mitigation Managers

Kentucky Watches, Warnings or Advisories – Weather Alerts Follow the alerts, link here.

2018 KAMM Conference

Thank you for attending the conference!

Lake Barkley State Resort Park, Cadiz

Mitigation Superheroes: Investing in Our Communities

September 17, Preconference workshops and activities

September 18 – 20, 2018

KAMM Conference Recap

We have presentations, photos, Certificate of Attendance and resources. Link to Conference Recap.

Link to the KAMM Mitigation Awards

Submit a KAMM Conference Evaluation – Help us plan for the next conference, give us your feedback!

Link to the Conference Evaluation.

KAMM Regional Training

Thank you for attending 2018 KAMM Regional Training, For More Info link here.

Disaster Recovery Reform Act of 2018 Transforms Field of Emergency Management

October 5, 2018

On Oct. 5, 2018, President Donald J. Trump signed the Disaster Recovery Reform Act of 2018 (DRRA) into law as part of the Federal Aviation Administration Reauthorization Act of 2018.

As the 2017 hurricane season and California wildfires demonstrated, impacts from a disaster can be devastating. With the economic disruption and the cost of disasters on the rise nationwide, FEMA worked closely with Congress over the past year as they considered, and ultimately passed, important reforms to federal disaster programs.

These reforms acknowledge the shared responsibility of disaster response and recovery, aim to reduce the complexity of FEMA and build the nation’s capacity for the next catastrophic event

Highlights from the DRRA include:

Greater investment in mitigation, before a disaster: Authorizing the National Public Infrastructure Pre-Disaster Hazard Mitigation Grant Program, funded through the Disaster Relief Fund as a six percent set aside from disaster expenses.
Reducing risk from future disasters after fire: Providing hazard mitigation grant funding in areas that received Fire Management Assistance Grants as a result of wildfire. Adding 14 new mitigation project types associated with wildfires and windstorms.
Increasing state capacity to manage disaster recovery: Allowing for higher rates of reimbursement to state, local, tribal and territorial partners for their administrative costs when implementing public assistance and hazard mitigation projects. Additionally, the legislation provides flexibility for states and tribes to administer their own post-disaster housing missions, while encouraging the development of disaster housing strategies.
Providing greater flexibility to survivors with disabilities: Increasing the amount of assistance available to individuals and households affected by disasters, including allowing accessibility repairs for people with disabilities, without counting those repairs against their maximum disaster assistance grant award.
Retaining skilled response and recovery personnel: Authorizing FEMA to appoint certain types of temporary employees who have been with the agency for three continuous years to full time positions in the same manner as federal employees with competitive status. This allows the agency to retain and promote talented, experienced emergency managers.

The full text of the bill can be found at www.congress.gov.

FEMA to Host National Response Framework Update Webinars

October 9, 2018

As part of FEMA’s renewed effort to build a national culture of preparedness, the agency is updating the National Response Framework (NRF) to incorporate lessons learned from the 2017 hurricane and wildfire season.

The updated NRF will be scalable, flexible and adaptable, using the core capabilities identified in the National Preparedness Goal and will continue to focus on the capabilities necessary to save lives, protect property and the environment, and meet basic human needs during disasters.

FEMA is hosting a series of one-hour engagement webinars to describe the update and answer participants’ questions. These webinars are intended for the whole community, including individuals and communities, private and nonprofit sectors, faith-based organizations, and federal, state, local, tribal, and territorial partners.

The schedule and webinar details are below. All times listed are Eastern Time:

Webinar 1: 4 p.m. Monday, Oct. 15.

https://fema.connectsolutions.com/nrf-webinar1/event/registration.html

Webinar 2: Noon Thursday, Oct.18.

https://fema.connectsolutions.com/nrf-webinar2/event/registration.html

Webinar 3: 10 a.m. Wednesday, Oct. 24.

https://fema.connectsolutions.com/nrf-webinar3/event/registration.html

Webinar 4: 3 p.m. Friday, Oct. 26.

https://fema.connectsolutions.com/nrf-webinar4/event/registration.html

Advance registration is required and on a first-come, first-served basis. To register, request assistive accommodations, or for more information, please contact: NRF@fema.dhs.gov.

For more information on the update, visit www.fema.gov/national-planning-frameworks.

FEMA Outreach Starter Kit

September 2018

When it comes to a disaster, insured survivors are able to recover quicker and more fully from a flood or other catastrophic event than their uninsured neighbors. FEMA has committed itself to increasing flood insurance coverage across the country. FEMA is calling this their ‘Moonshot’.

One of the things FEMA is aiming to do, as part of this Moonshot, is to help enable community leaders in communicating flood risk and insurance to citizens. FEMA has designed this outreach starter kit for local officials to use to reach their residents on the importance of purchasing and maintaining flood insurance. Within the kit, you will find key messages, press release templates you can use, Op-Eds, and Social Media messages. All of these materials are designed to be adapted to your community and the message you want to share with your citizens.

Download the starter kit by visiting, https://www.fema.gov/media-library/Assets/documents/166428.

Annual Update: National Flood Insurance Program Rate Changes Effective April 1, 2019

October 1, 2018

As announced on Oct. 1, 2018, key changes being made to the National Flood Insurance Program (NFIP) on April 1, 2019, include updated Insurance Policy Premium Increases conforming to the premium rate caps established by the Biggert-Waters Flood Insurance Reform Act of 2012 (BW-12) and the Homeowner Flood Insurance Affordability Act of 2014 (HFIAA).

Premiums will increase upon renewal an average of 8.2 percent beginning April 1, 2019. These amounts do not include the HFIAA Surcharge, or the Federal Policy Fee (FPF). It is important to note that nearly 80 percent of NFIP policyholders already pay a full-risk rate.
Annual premium increases of 5 percent for Preferred Risk Policies (PRPs) and 15 percent for Newly Mapped procedure policies will become effective Jan. 1, 2020.

Effective April 1, 2019, FEMA will introduce a Severe Repetitive Loss (SRL) Premium for all policies covering properties with an SRL designation. The SRL Premium will be 5 percent for all SRL policies.

Getting Planning Mileage Out of the Flood Risk Products

August 2018

FEMA’s Flood Risk Products (FRPs) are sets of data designed to help communities make better planning and investment decisions. FEMA encourages communities to use the FRPs to support local mitigation planning. For example, using FRPs to identify the location and impacts of flood hazards in order to better prioritize areas in need of mitigation strategies.

However, community planners may not be aware of what data is available or how it can be used to help meet the mitigation planning requirements found in the Robert T. Stafford Disaster Relief and Emergency Assistance Act. The new “Using Flood Risk Products in Hazard Mitigation Plans” publication aims to help planners improve how they talk about flood risk in their mitigation plan. The document explains what FRPs are, where they can be found, and includes several case studies. Most importantly, the publication walks the user through how each FRP can be applied to help meet mitigation planning requirements.

This product is now available Using_FRPs_in_HMPs_Guide_508.

2018 PDM and FMA Grant Program Funding Announcement

The Federal Emergency Management Agency (FEMA) is announcing that $395 million in funding is available through two Hazard Mitigation Assistance (HMA) grant programs: 1) Flood Mitigation Assistance (FMA) and 2) Pre-Disaster Mitigation (PDM). These competitive grant programs will open October 1, 2018, to assist state, local, tribal, and territorial governments in strengthening our nation’s ability to reduce disaster losses and protect life and property from future disaster damages.

FMA

The Flood Mitigation Assistance (FMA) grant program provides funds on an annual basis for measures to reduce or eliminate risk of flood damage to buildings insured under the National Flood Insurance Program (NFIP). New in this application cycle, FEMA has set-aside $70 million of the $160 million in FMA grant funds for community flood mitigation proposals. The remainder of the Fiscal Year 2018 (FY18) grants will continue to focus on other FMA priorities.

Link to the FY 2018 Flood Mitigation Assistance Grant Program Fact Sheet and the NOFA DHS-18-MT-029-000-99.

PDM

The Pre-Disaster Mitigation (PDM) grant program provides funds on an annual basis for hazard mitigation planning and the implementation of mitigation projects prior to a disaster. The goal of the PDM grant program is to reduce overall risk to the population and structures, while at the same time reducing reliance on federal funding from actual disaster declarations. In FY18, $ 235 million is available for PDM grants, including $15 million set-aside for federally-recognized tribes.

Further information is in the NOFO: DHS-18-MT-047-000-99 and FY 2018 PDM Fact Sheet.

Pre-Applications must be submitted in the eGrants system at https://portal.fema/gov by Friday, October 26. Applications will need to be complete and submitted in the eGrants system by Monday, December 17.

Training webinars: Training webinars hosted by FEMA on the FMA and PDM Notice of Funding Opportunities (NOFO) and eGrants is available at: https://www.fema.gov/2018-nofo-webinar-schedule.

Homeowner’s Guide to the Hazard Mitigation Grant Program

October 3, 2018

Following a Presidential major disaster declaration, the Hazard Mitigation Grant Program (HMGP) helps communities implement hazard mitigation measures to reduce the risk of physical and social impacts from future disasters. While homeowner’s cannot apply directly for HMGP funding, local communities can sponsor applications on behalf of homeowners and apply to the states, territory, or tribal governments. Check out our Homeowner’s Guide to HMGP for more information.

Participate in the Great ShakeOut Earthquake Drill

October 2018

The 2018 Great ShakeOut Earthquake Drill is coming soon. FEMA, in partnership with ShakeOut, encourages everyone to take action and register their participation in Great ShakeOut Earthquake Drills.

The 2018 International ShakeOut day is October 18, when millions of people worldwide will drop, cover, and hold on during earthquake drills in schools, organizations, communities, and households at 10:18 a.m. local time. Earthquakes can happen where we work, live, or travel, and earthquake drills are an opportunity for everyone, everywhere, to practice earthquake safety and other aspects of emergency plans. Visit ShakeOut.org to register your participation, find resources, and learn more.

To learn more about earthquake safety, watch the video, When the Earth Shakes, and visit Ready.gov

A Good Day for FEMA Region IV – Kentucky is the 2nd Annual CTP Recognition Program Winner

July 3, 2018

On the left, National CTP Program Coordinator, Laura Algeo, and representing the winner of the 2nd Annual CTP Recognition Award for the KDOW, Carey Johnson.

The Cooperating Technical Partners (CTP) Program launched the CTP Recognition program in 2017 to award high-performing CTPs for their efforts in project management, communications best practices and the development of tools and resources. This year, at the Association of State Floodplain Managers (ASFPM) annual conference, the KDOW and the Georgia Department of Natural Resources (Georgia DNR) were chosen by their peers as the winner and honorable mention respectively for the 2nd Annual CTP Recognition Program.

KDOW the winner of the 2nd Annual CTP Recognition Program, is recognized for strengths in Communications and Outreach and Program Management activities. KDOW has enhanced traditional communications and outreach activities by embracing the use of technology (virtual reality, iPads, web tools, etc.) to communicate flood risks. KDOW developed the Kentucky Water Maps Portal as a singular source of water-based information for the Commonwealth of Kentucky. The flood risk portal provides access to current flood risk data, engineering models, and important backup information (HEC-RAS models, hydraulic reports, hydrologic reports) in a web-based mapping application.

For more information, visit: http://watermaps.ky.gov/.

FEMA Announces the Release of the Annual Report of the Flood Insurance Advocate

April 6, 2018

FEMA released the 2017 Annual Report of the Office of the Flood Insurance Advocate (OFIA). The report is intended to increase transparency, and to support the ongoing improvements to the NFIP with the goal of reducing its complexity. A copy of the Annual Report and Summary can be found on FEMA’s website at www.fema.gov/national-flood-insurance-program-flood-insurance-advocate. Or link to the Annual Report Executive Summary.

In 2017, the OFIA identified eight primary policyholder and property owner challenges, which include recommendations that present opportunities for reducing the complexity of FEMA:

Challenges to customer communication during the claims process
Effectiveness of map change communications
Misunderstandings regarding Zone A
Lack of premium reduction following a lower-level abandonment of a building
Basement determination made at the time of loss
Lack of refunds for duplicate coverage with private insurance
Severe repetitive loss mitigation
Lenders requiring coverage where a claim would not be paid

New to this year’s report is the identification of two external trends (affordability and the complexity of the NFIP) that may require legislative or funding action solutions to resolve. The issues identified in this report are based on the observations of the roughly 500 inquiries the Office received, about 25 percent more than last year’s total.

FEMA Launches New FloodSmart.gov

April 2018

FEMA launched the first phase of the new FloodSmart.gov website. The updates to FloodSmart.gov incorporates social science and website usage research as well as best practices for a streamlined and customer-centric experience. The next phase of the website launch will include insurance agent toolkits, social media templates, marketing tools, and flood map change toolkits.

RESOURCE ANNOUNCEMENTS

Building Codes for Mitigation: Using ASCE 24

January 25, 2018

FEMA’s Hazard Mitigation Assistance (HMA) Division delivered a webinar to share information on the American Society of Civil Engineers (ASCE) 24 Building Codes for Mitigation. Presenters provided information on ASCE 24 flood-specific building code requirements as they relate to HMA, including information about mitigation projects such as elevations, floodproofing, and mitigation reconstruction.

Participants who would find value in this information include floodplain administrators, city and building code officials, insurance adjusters, and others who have an interest in understanding and applying ASCE 24 requirements.

Link to https://www.fema.gov/media-library/assets/documents/158814 to download the webinar transcript adn other resources.

USGS Publishes Bulletin 17C, “Guidelines for Determining Flood Flow Frequency”

April 2, 2018

Accurate estimates of flood frequency and magnitude are a key component of any effective nationwide flood risk management and flood damage abatement program. In addition to accuracy, methods for estimating flood risk must be uniformly and consistently applied because management of the nation’s water and related land resources is a collaborative effort involving multiple actors, including most levels of government and the private sector. Bulletin 17C’s Chapter B5 of book 4 (TM 4–B5) deals with flood flow frequency analysis at gaged sites using the Expected Moments Algorithm. The use of extreme flood data represented by interval and censored data types, including historical, paleoflood and botanical evidence, is emphasized.

Congressional Research Service Takes a Deep Look into Private Flood Insurance & the NFIP

July 2018

The report describes the current role of private insurers in U.S. flood insurance, and discusses barriers to expanding private sector involvement. The report considers potential effects of increased private sector involvement in the U.S. flood market, both for the NFIP and for consumers. Finally, the report outlines the pro-visions relevant to private flood insurance in the House and Senate NFIP reauthorization bills. Read the full report here.

FEMA Releases Affordability Framework for the National Flood Insurance Program

April 17, 2018

FEMA released an Affordability Framework for the NFIP, which for the first time provides data-driven analysis of the cost burden borne by flood insurance policyholders and potential policyholders, identifies the populations most burdened by the cost of flood insurance, and provides options for policymakers to consider to help close the flood insurance gap across the nation by reducing the cost burden of flood insurance.

Through the Biggert-Waters Flood Insurance Reform Act of 2012 and the Homeowner Flood Insurance Affordability Act of 2014, Congress directed FEMA to examine options to aid individuals so they could afford risk-based premiums under the National Flood Insurance Program (NFIP), and to develop a framework to help policymakers consider how to provide targeted assistance to policyholders and potential policyholders.

In the Affordability Framework, FEMA proposes several options based on income and offers descriptive models of the cost of each option. The following tasks were considered:

– Understand the affordability of the current NFIP portfolio as a baseline to better understand the impact of changes going forward.
– Begin the process of building the affordability framework.
– Complete the process of building an affordability framework.

As part of FEMA’s 2018-2022 Strategic Plan, FEMA is working to close the insurance gap with the assistance of both public and private insurers. As the largest provider of flood insurance in the United States, the NFIP is working to double the number of properties covered by flood insurance from the current 4 million to 8 million by 2023.

The Affordability Framework is available online at www.FEMA.gov/national-flood-insurance-program-publications.

Mitigation Publications – 2018

Streambank Bioengineering Job Aid available. January 2018. Link to: https://www.fema.gov/media-library/assets/documents/156338. Bioengineering uses plants to stabilize and reduce erosion on streambanks, bringing together engineering, ecology, and landscape architecture for long-term solutions to reduce risk from natural hazards. This job aid presents the benefits of bioengineered solutions, describes commonly used measures, and identifies steps to plan and execute a successful project, including criteria to use in selecting the right approaches. It includes case studies demonstrating practical applications of bioengineering methods in riverine environments subject to bank erosion and habitat degradation.

NFIP Desk Reference Guide. October 2017. FEMA updated its “NFIP Desk Reference Guide for State Insurance Commissioners and Others.” The guide is in three distinct parts: Before the Flood, During the Flood and After the Flood. Each provides valuable resources on what you need to know, what you need to share with policyholders and property owners, and who to contact. It’s organized to provide you the information you need to know when you need to know it most. FEMA published it electronically to ensure easy updates as the program evolves, and also included an interactive version.

Need help explaining to city officials the value of freeboard? February 2018 The ASFPM developed a tri-fold called, “The Costs & Benefits for Building Higher.” The terminology is relatively simple so that city officials not well versed in floodplain management can understand how communities are safer when building higher, and how their citizens can save money and increase the value of their homes.

Ten Ways to Design Healthy Communities. March 30, 2018. A new report from the Urban Land Institute’s Center for Sustainability and Economic Performance outlines ten fundamental principles for building resilient cities and regions that successfully anticipate, respond to, and recover from both immediate shocks such as hurricanes and other extreme weather events and long-term stresses. Making healthy choices easy is a public-health goal. And how communities are designed can actually have a dramatic impact on that goal. Better still, any civic-minded group or individual can initiate community-health-oriented projects, from developing a new trail or park to reprogramming existing facilities. Download Ten Ways to Design Healthy Communities.

Step-by-Step Guide to Integrating Community Input into Green Infrastructure Projects. April, 2018. Many communities are turning to “green infrastructure” to reduce flooding, clean and conserve water, and provide recreational and other benefits. But how can local governments ensure they’re meeting the needs of the community? The Step-by-Step Guide to Integrating Community Input into Green Infrastructure Projects shows how. The guide provides details and tips to help local governments as they move through the decision making process in eight, easy-to-digest steps. While the guide is directed largely at local governments, it could also be a useful resource for other groups such as community and nonprofit organizations that are looking to implement green infrastructure projects in their communities. Download the Step-by-Step Guide to Integrating Community Input into Green Infrastructure Projects. For additional information, visit ELI’s Green Infrastructure Program.

Mitigation for Homeowners. May 2018. There are a wide range of options for protecting a home from flood and wind events through mitigation. Be
sure to consult with a licensed contractor and the local building department before making any structural changes to understand requirements and obtain any necessary permits. Download the Mitigation_For_Homeowners_FactSheet.

Asphalt Shingle Roofing for High-Wind Regions. May 2018. The purpose of this Recovery Advisory is to recommend practices for installing asphalt roof shingles that will enhance wind resistance in high-wind regions. For the purpose of this advisory, a high-wind region is considered to be an area where the basic (design) wind speed for Risk Category II buildings (as defined in American Society of Civil Engineers [ASCE] 7, Minimum Design Loads and Associated Criteria for Buildings and Other Structures) is greater than 115 miles per hour. The primary audience for this advisory includes contractors and design professionals, but the practices presented here may also be helpful for homeowners and other building owners. Download the Asphalt Shingle Roofing for High-Wind Regions.

Dry Floodproofing – Planning and Design Considerations. April 2018. The purpose of this Recovery Advisory is to provide guidance on the design of dry floodproofing measures to reduce flood damage and limit interruption of building services. This advisory incorporates observations made by the Federal Emergency Management Agency (FEMA) Mitigation Assessment Teams (MATs) in Texas and Florida after Hurricanes Harvey and Irma. It describes best design practices and successful implementation of dry floodproofing, as well as lessons learned from failures. The information in this advisory is directed toward existing and new non-residential facilities. Download the Dry Floodproofing – Planning and Design Considerations.

Public Assistance (PA) Program and Policy Guide. April 2018. FEMA applies this Version 3.1 to incidents declared on or after August 23, 2017 or, with respect to the changes made in this version, any application for assistance that was pending before FEMA as of August 23, 2017 and has not been finally resolved as of January 1, 2018. This version supersedes Version 3.0 issued on January 2, 2018. On February 9, 2018, Congress passed and the President signed the Bipartisan Budget Act of 2018 (P.L. 115-123). Download the PAPPG_3.1_508_FINAL_5-4-2018.

Planning-Related Activities Using Hazard Mitigation Grant Program 7-Percent Funding. May 2018. To strengthen hazard mitigation across the country, FEMA supports a variety of planning-related activities through the Hazard Mitigation Grant Program (HMGP). In addition to hazard mitigation planning grants, this funding is available for planning-related activities and provides flexibility to State, tribal and local governments to reduce risk and integrate hazard mitigation principles into planning for resilience. Download the Planning_Related_Activities_Fact_Sheet_508_Compliant_5-2-18.

Temporary Occupancy of Substantially Damaged Structures after a Disaster. April 2018. This fact sheet is designed to help Floodplain Administrators and Building Code Officials understand whether communities may allow displaced property owners to occupy potential or declared Substantially Damaged (SD) residential structures until the structure can be brought into compliance with local floodplain management ordinances or building codes. Download the FSTempOccupancySubstantiallyDamagedStructuresAfterDisaster508. For additional guidance on SD, see FEMA P-758 Substantial Improvement/Substantial Damage Reference (2010).

Understanding Substantial Structural Damage in the International Existing Building Code. April 2017. This document will help you understand how the concept of Substantial Structural Damage (SSD) is used within the International Existing Building Code® (IEBC®). FEMA’s Public Assistance Required Minimum Standards Policy found in the Public Assistance Program and Policy Guide, Chapter 2 – Section VII.B.2,1 (Policy) requires that projects receiving FEMA assistance for repair or replacement incorporate the natural hazards-related provisions of the most recent edition of the International Code Council’s® (ICC®) International Building Code® (IBC®), International Residential Code® (IRC®), and/or the IEBC. The policy applies to buildings that have sustained any level of damage (including, possibly, SSD or Substantial Damage), as well as projects involving new construction, such as improved projects, alternate projects, or projects eligible for replacement in accordance with 44 CFR, Part 206.226(f). The relevant code provisions include not only the design criteria for repair or replacement construction, but also those provisions that determine whether repair to the pre-damage condition is sufficient, or whether repair must be supplemented by improvement. Download the PA_Job-Aid-Understanding_SSD_International-rev.

Updated Comprehensive Preparedness Guide Released. May 2018. On May 31, FEMA released the updated Comprehensive Preparedness Guide (CPG) 201 to reflect the changes in methodology for the Threat and Hazard Identification and Risk Assessment (THIRA) and the Stakeholder Preparedness Review (SPR), formerly the State Preparedness Report. The update includes both the THIRA and SPR because they are interconnected processes that, together, communities use to evaluate their preparedness. The updated methodology goes into effect this year.

The THIRA now includes standardized language to describe threat/hazard impacts and capability targets, and gives communities a structure to collect more specific, quantitative preparedness information while also providing important context. Through the updated SPR process, communities collect more detailed and actionable data on their current capabilities and identified gaps. They indicate their intended approaches for addressing those gaps and assess the impact of funding sources on building and sustaining capabilities,

FEMA is taking a phased approach to implementation of the updated methodology, beginning in 2018. In 2018, respondents will only need to address the response, recovery, and cross-cutting core capabilities in their THIRA/SPR. In 2019, respondents will be required to address all five mission areas. Beginning in 2019, jurisdictions will only need to submit a THIRA to FEMA once every three years.

All types of communities can complete the THIRA/SPR as a way to better understand the risks they face and make important decisions on how to prevent, protect against, mitigate, respond to, and recover from the threats and hazards that pose the greatest risks. While all communities can complete a THIRA/SPR if they choose, the THIRA/SPR is required among some communities. In addition to states and territories, Urban Area Security Initiative (UASI) and Tribal Homeland Security Grant Program (THSGP) recipients will now also be required to complete the SPR. The THIRA remains a requirement for states, territories, and UASI and THSGP recipients; however, THSGP recipients will only be required to complete the THIRA and SPR for some of the core capabilities. For more information, visit www.fema.gov/threat-and-hazard-identification-and-risk-assessment.

FEMA Releases Guide to Engaging Faith-Based and Community Organizations: Planning Considerations for Emergency Managers. June 18, 2018. FEMA and the DHS Center for Faith and Opportunity Initiatives released the guide on Engaging Faith-based and Community Organizations: Planning Considerations for Emergency Managers. Faith-based and community organizations offer a wide variety of human and material resources that can prove invaluable during and after an incident. This guide provides a methodology for emergency managers to engage with faith-based and community organizations in enhancing the resiliency of our nation. By identifying, engaging, and building partnerships with these groups, particularly those in racially, ethnically, economically, and religiously diverse communities, emergency managers can provide training and technical assistance to strengthen their skills, connect them with existing partners, and then integrate them into emergency management plans and exercises before an event occurs thus increasing response and recovery capability. This document also provides lists of resources available to help build relationships between emergency management and faith-based and community organizations. Download Engaging Faith-based and Community Organizations: Planning Considerations for Emergency Managers, visit https://www.fema.gov/plan.

Letter of Map Amendment – Out As Shown. Revised 2018. If you, or a citizen in your community, has a federally backed loan for a structure, the lender can require you to carry flood insurance at any time, regardless of which flood zone your home is in. This can and does occasionally happen. Often times however, there was either an error with the homes floodplain determination, or the company the bank hired to do the determinations for them were very conservative with their assessments. In these instances, the property owner can take steps to have FEMA verify their home is outside the floodplain and can request that the flood insurance requirement be waived by their lender.

Link to an updated set of instructions to assist community members in applying for a LOMA Out As Shown Instructions – KY (LOMA-OAS).

This LOMA-OAS is a simple process, which only requires filling out a 2-page application and 1-2 additional supporting documents. Pass along these instructions to property owners to help them understand and complete this process. The instructions also include information on how to submit the LOMA-OAS application, how FEMA will respond, and what they next steps for the property owner are.

For more mitigation resources and other publications, go to KAMM’s Mitigation Resources page.

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Have questions, contact us at help@kymitigation.org.

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